T. Rowe Value 2025 is a target-date retirement fund supplied by T. Rowe Value, a monetary companies firm. The fund is designed to offer buyers with a diversified portfolio of investments that mechanically adjusts to develop into extra conservative because the goal retirement date approaches.
The fund invests in a mixture of shares, bonds, and different belongings. The asset allocation relies on the investor’s age and the variety of years till their goal retirement date. Because the investor will get nearer to retirement, the fund will steadily shift to a extra conservative asset allocation, with a higher emphasis on bonds and different fixed-income investments.