H&R Block’s Emerald Advance is a no-fee, no-interest mortgage that enables taxpayers to stand up to $1,000 earlier than their tax refund arrives. In 2023, Emerald Advance was obtainable beginning on January twenty eighth. For 2025, H&R Block has not but introduced the beginning date for Emerald Advance, however it’s anticipated to be obtainable across the identical time, often on the finish of January.
Emerald Advance is a superb possibility for taxpayers who want entry to their refund shortly and do not wish to pay any charges or curiosity. To be eligible for Emerald Advance, taxpayers will need to have an H&R Block Emerald Card account and have filed their taxes with H&R Block up to now. If you happen to meet these necessities, you possibly can apply for Emerald Advance on-line or at an H&R Block workplace.